The future of lending.
Now.
Leverage the platform of a European leader in digital lending to help your business grow. Younited Business Solutions brings you the best in credit: state-of-the-art UX to facilitate the access to lending services and embrace the seamless payment methods of tomorrow.
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Credit-as-a-Service.
We bring our historical leadership in digital lending to financial institutions wishing to launch a credit product or transform all or part of its value chain.
Banks – Credit institutions – Insurers
Consumerloans
Businessloans
Mortgage
Credit-as-a-Payment.
We provide merchants with the opportunity to use credit as a smooth payment method, enabling their customers to spread costs in a few clicks.
Retailers – Marketplaces – Telcos – PSPs
Electronicgoods
Homefurniture
Travel
Free wished to create a subscription-like offer for their smart sound system designed by Devialet. They required to quickly deliver a revolutionary financing solution to sustain their volume ambitions.
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N26 was looking for a credit specialist, capable of delivering a 100% online full credit activity, within a few months, that would meet their highest UX standards.
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« We were looking to complement our insurance products with a credit offer that would help us scale our business in continental Europe. Younited was able to launch our fully digital personal loan product in record time! We can’t wait for the next steps of this collaboration. »
« We were able to integrate a completely transparent digital financing offer in Free’s website which has certainly contributed to make this offer a success »
«This is the only digital lending platform who can absorb high volumes while performing a good credit scoring, and they are able to make it available to partners»
« The delivery was done very smoothly between Younited teams in Paris and N26 teams in Berlin. As European fintechs, our common DNA has allowed us to discuss easily and launch a product within 3 months »
to meet your clients’ financing needs.
customer journey
Customers can fill out the form, sign their documents and upload their credentials directly from their smartphone.
automating the credit process
Our innovative credit scoring uses machine learning and AI to enable faster, better decisions.
the Open banking revolution
Full-blown incorporation of the PSD2 data to improve customer experience and increase efficiency.
of a market shaper in digital lending
Take advantage of the Younited teams’ experience in the orchestration of the credit lifecycle: risk advisory, data science, operational processes.
refinancing scheme to fund the loans
The partner can exert full control over the financing offer characteristics by funding their loan origination through dedicated vehicles built and managed by YBS.
Flexible as a fintech.
Single, cloud-based and API-modular tech platform
Bringing projects to life in weeks, not in years
Reshaping the UX standards of the industry
Robust as a bank.
All guarantees and trustworthiness of an ECB-regulated bank
Leveraging a 10-year leadership in digital lending in Europe
An expert in optimizing acceptance rates as well as cost of risk
Annual Conference.
Younited Business Solutions was pleased to invite 100+ heavyweights from Fintechs, Banks, Insurers, Telcos & E-Commerce (inclunding GAFAMs) to its annual conference to launch Younited's next decade. This conference, hosted in our HQ, was an outright success and we can not wait to host the 2021 event.
Paris, Fr
January 2020
Lending of tomorrow
100+ decision makers