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The future of lending.
Now.

Leverage the lending & payment platform of a European leader to help your business grow. Younited Business Solutions brings you the best in credit: state-of-the-art UX to facilitate the access to lending services and embrace the seamless payment methods of tomorrow.

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They trust us.

An end-to-end solution
to meet your clients’ financing needs.
100% digital & omni-channel
customer journey

Customers can fill out the form, sign their documents and upload their credentials directly from their smartphone.

Smart decisioning technologies
automating the credit process

Our innovative credit scoring uses machine learning and AI to enable faster, better decisions.

Spearheading
the Open banking revolution

Full-blown incorporation of the PSD2 data to improve customer experience and increase efficiency.

The human expertise
of a market shaper in digital lending

Take advantage of the Younited teams’ experience in the orchestration of the credit lifecycle: risk advisory, data science, operational processes.

An optional & tailor-made
refinancing scheme to fund the loans

The partner can exert full control over the financing offer characteristics by funding their loan origination through dedicated vehicles built and managed by YBS.

Flexible as a fintech.

Single, cloud-based and API-modular tech platform

Bringing projects to life in weeks, not in years

Reshaping the UX standards of the industry

Robust as a bank.

All guarantees and trustworthiness of an ECB-regulated bank

Leveraging a 10-year leadership in digital lending in Europe

An expert in optimizing acceptance rates as well as cost of risk

  • Free
    Case Study
  • Our story
    Corporate Presentation
French Telco, +20 millions customers

Free wished to create a subscription-like offer for their smart sound system designed by Devialet. They required to quickly deliver a revolutionary financing solution to sustain their volume ambitions.

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Younited Business Solution in a nutshell

Our Head of Sales presents our B2B offer, which allows every partner, be it a financial institutions or a retailer, to launch a credit product in a few weeks.

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