Leverage the platform of a European leader in digital lending to help your business grow. Younited Business Solutions brings you the best in credit: state-of-the-art UX to facilitate the access to lending services and embrace the seamless payment methods of tomorrow.Get in touch
We bring our historical leadership in digital lending to financial institutions wishing to launch a credit product or transform all or part of its value chain.
We provide merchants with the opportunity to use credit as a smooth payment method, enabling their customers to spread costs in a few clicks.
Free wished to create a subscription-like offer for their smart sound system designed by Devialet. They required to quickly deliver a revolutionary financing solution to sustain their volume ambitions.Play video
N26 was looking for a credit specialist, capable of delivering a 100% online full credit activity, within a few months, that would meet their highest UX standards.Play vidéo
« We were looking to complement our insurance products with a credit offer that would help us scale our business in continental Europe. Younited was able to launch our fully digital personal loan product in record time! We can’t wait for the next steps of this collaboration. »
« We were able to integrate a completely transparent digital financing offer in Free’s website which has certainly contributed to make this offer a success »
«This is the only digital lending platform who can absorb high volumes while performing a good credit scoring, and they are able to make it available to partners»
« The delivery was done very smoothly between Younited teams in Paris and N26 teams in Berlin. As European fintechs, our common DNA has allowed us to discuss easily and launch a product within 3 months »
Customers can fill out the form, sign their documents and upload their credentials directly from their smartphone.
Our innovative credit scoring uses machine learning and AI to enable faster, better decisions.
Full-blown incorporation of the PSD2 data to improve customer experience and increase efficiency.
Take advantage of the Younited teams’ experience in the orchestration of the credit lifecycle: risk advisory, data science, operational processes.
The partner can exert full control over the financing offer characteristics by funding their loan origination through dedicated vehicles built and managed by YBS.
Single, cloud-based and API-modular tech platform
Bringing projects to life in weeks, not in years
Reshaping the UX standards of the industry
All guarantees and trustworthiness of an ECB-regulated bank
Leveraging a 10-year leadership in digital lending in Europe
An expert in optimizing acceptance rates as well as cost of risk
Fortuneo, a french leading online bank, has decided to trust Younited Business Solutions to launch its consumer lending activity. Fortuneo lance une solution de prêt personnel en partenariat avec […] July 2020
Lydia is launching the “small express loan” on its app thanks to Younited Business Solutions. Press Release July 2020
Covid-19 – Younited Business Solutions is mobilizing alongside Bpifrance to launch a digital platform for the «Prêt rebond » to support French SMEs. As part of the economic support plan related to the […] April 2020
Younited officializes the launch of its BtoB activity, under the brand “Younited Business Solutions”. Press Release November 2019
French sovereign fund Bpifrance has launched a 100% digital lending offer for SMEs powered by Younited Business Solutions. Press release November 2019
Younited Business Solutions was pleased to invite 100+ heavyweights from Fintechs, Banks, Insurers, Telcos & E-Commerce (inclunding GAFAMs) to its annual conference to launch Younited's next decade. This conference, hosted in our HQ, was an outright success and we can not wait to host the 2021 event.